CERTIFICATES OF DEPOSITS
AND IRA CD RATES*
EFFECTIVE AS OF SEPTEMBER 2010
|
Minimum to open |
Interest Rate |
ANNUAL PERCENTAGE YIELD |
| 2 Year |
$1,000 |
1.000% |
1.00% |
| 3 Years |
$1,000 |
1.250% |
1.25% |
| 4 Years |
$1,000 |
1.500% |
1.50% |
| 5 Years |
$1,000 |
2.500% |
2.50% |
|
Minimum to open**/Maximum |
Interest Rate |
ANNUAL PERCENTAGE YIELD |
| 3 Months |
$1,000/No Maximum |
0.850% |
0.85% |
| 6 Months |
$1,000/No Maximum |
0.850% |
0.85% |
| 1 Year |
$1,000/$500,000 |
1.000% |
1.00% |
| 2 Years |
$1,000/$500,000 |
1.100% |
1.10% |
| 3 Years |
$1,000/$500,000 |
1.245% |
1.25% |
| 4 Years |
$1,000/$500,000 |
1.492% |
1.50% |
| 5 Years |
$1,000/$500,000 |
2.480% |
2.50% |
| 6 Years |
$1,000/$500,000 |
2.530% |
2.55% |
*The contribution limit for the years 2009 and 2010 is $5,000.00. The catch up contribution amount for the years 2009 and 2010 is $1,000. Consumers must be age 50 and over to qualify for the catch up contribution. Click here for more information on IRAs.
**Minimum balance required to avoid fees and obtain APY.
|
Minimum to open**/Maximum |
Interest Rate |
ANNUAL PERCENTAGE YIELD |
| 3 Months |
$1,000/No Maximum |
0.850% |
0.85% |
| 6 Months |
$1,000/$500,000 |
0.850% |
0.85% |
| 1 Year |
$1,000/$500,000 |
0.850% |
0.85% |
Fees could reduce earnings. Penalties may be imposed for early withdrawal. For more rate information, visit one of our Branch Locations nearest you or simply call (516) 671-4900 or (212) 566-1500.
|
|
**Minimum balance required to avoid fees and obtain APY.