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PLATINUM SAVINGS

A premium statement savings account with an interest rate that moves up and down with the Fed Funds rate at a 50 basis point differential designed specifically for the affluent market. To earn interest, maintain a minimum collected balance of $2,500 in your account. To avoid a monthly maintenance fee, simply maintain a $150,000 minimum ledger balance. You are allowed six transfers/withdrawals per month. Each transfer/withdrawal in excess of six withdrawals will incur a fee for each withdrawal3. You have unlimited access to in-branch and ATM withdrawals1. There are also additional fees for ATM use and Point of Sale Transactions1.

Features and Benefits:

  • FREE Debit Card1
  • FREE Telephone Banking
  • FREE Online Banking and Bill Pay
  • VISA® Classic Card2
  • Free E-Statements
  • Easy to read consolidated account statement
  • Account Transaction History


For complete details and fees click here to review our Personal Savings and General Services chart.

Click here for current rates.

For more information, visit one of our Branch Locations nearest you or simply call (516) 671-4900 or (212) 566-1500.

*This offer is subject to change at anytime without notice to you.

1. Certain fees may be assessed by our or other financial institutions or retail establishments for use if their ATMs.

2. Subject to credit approval. Not FDIC insured.

3.Savings account customers are permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle (or similar period) of at least four weeks, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.

 
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