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Notices:
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• Safety and soundness have always been and remain a top priority.
Read full statement
.
• Our
Bohemia Branch
has relocated.
• Effective June 1, our
Hauppauge Branch
will be relocating.
See all notifications
Home /
Deposit Rates
Our Rates
Select your rate type:
Rates, terms, and fees as of 05/10/2023. Subject to change without notice.
Select your rate type:
Lending rates
Deposit rates
Home Equity Line of Credit
Terms & Conditions
APPLY NOW
Term
10 year Draw
Rate
*Introductory Offer: Wall Street Journal Prime Rate minus 1.00% for the first year. Prime rate thereafter. **No Closing Costs for Lines up to $250,000.
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Home Equity Loans
Terms & Conditions
APPLY NOW
Term
5
10
Rate
8.125%
8.375%
APR
8.125%
8.375%
Monthly Payment Amount
$2,033.63
$1,233.18
APPLY NOW
Adjustable Rate Mortgages
Terms & Conditions
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ARM
5/1 ARM
7/1 ARM
10/1 ARM
Term
30
30
30
Rate
6.125%
6.250%
6.375%
APR
6.981%
6.884%
6.788%
Points
0.000%
0.000%
0.000%
Monthly Payment Amount
$3,038.05
$3,087.59
$3,119.35
APPLY NOW
Fixed Rate Residential Mortgages
Terms & Conditions
APPLY NOW
Fixed
10 Year Fixed
15 Year Fixed
20 Year Fixed
30 Year Fixed
Term
10
15
20
30
Rate
6.125%
6.250%
6.375%
6.500%
APR
6.216%
6.315%
6.427%
6.540%
Points
0.000%
0.000%
0.000%
0.000%
Monthly Payment Amount
$5,582.46
$4,287.11
$3,691.16
$3,160.34
APPLY NOW