Equipment Loans

Business Term Loans

Get your business the equipment you need. First National Bank LI provides a seamless Business Lending experience from inquiry to loan closing.

  • Term Loans for Equipment purchase and refinance
  • No need to tie up your working capital
  • Consolidate existing loans or finance other permanent needs
  • Lenders that work with you to find a repayment structure that works for your business
  • Floating and fixed-rate loans are available, and repayment can be spread over a period of years
  • Can be used to fund your business automobile or truck
  • Loans secured by equipment or deposit account held at the bank
  • No origination fees on term loans
  • Competitive rates and fees
  • Unsecured loans available
  • Auto payment from your First National Bank LI Business Checking Account required*

Why Us?

We are the truly local Long Island bank that has been serving businesses across Long Island and in the NYC Metropolitan area for 95 years.

  • 1N commercial lenders will develop a solution tailored to your business needs
  • Personalized service from a locally invested team
  • The right mix of services provide an optimized lending plan
  • Competitive rates and flexible terms to meet your business requirements
  • First National Bank LI underwrites and services all its business loans and lines
  • You will know that your Business Term Loan is our top priority
  • The funding you need is waiting for you



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