Features & Benefits

Residential Mortgages

  • Fixed-rate, adjustable-rate and jumbo mortgages to it your specific needs
  • Competitive rates and flexible terms
  • Programs available for first-time homebuyers
  • Our experienced mortgage lenders can help guide you through the process
  • View our current rates and offers

*Subject to credit approval and appraisal.

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Home Equity Lines of Credit

Put your equity to work with a revolving line of credit secured by your home.

  • Use it when you need it and pay interest only during the draw period
  • Automatic deduction from your First National Bank LI checking account
  • View our current rates and offers

*Subject to credit approval and appraisal.

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Home Equity Loans

Take advantage of the equity you’ve built up in your home for a larger one-time loan.

  • Closed end loan with set payment schedule
  • Ideal for larger expenses
  • Automatic deduction from your First National Bank LI checking account
  • View our current rates and offers

*Subject to credit approval and appraisal.

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Consumer Loans

  • Fixed or variable interest rate options
  • Convenient and flexible loan terms
  • Use for debt consolidation, major purchases, vacations, autos and more
  • Secured and unsecured loans available
*Subject to credit approval.

Overdraft Protection

Take advantage of the security of overdraft protection for your checking account to help avoid a bank overdraft and protect your credit rating.

*Fees may apply. Subject to credit approval.