Personal Checking
First National has checking options to meet your banking needs and your budget.
Personal CheckingPersonal Money MarketPersonal SavingsSaving for Retirement & EducationDeposit RatesLendingDigital Banking ServicesDebit CardsSafe Deposit Box Services
Features & Benefits
Regular Checking
An easy to manage checking account with all the features you need.
- Low minimum balance of $1,000 to avoid monthly service and transaction charges
- Free online banking
- Free online bill pay
- Free e-statements
- 40 complimentary standard personalized checks on your first order
- Free Debit Card with Rewards (fees may apply for point-of sale transactions)
Free telephone banking - Discount available on safe deposit box rentals
- Free Debit card rewards
- Overdraft protection available (subject to credit approval)
Free Checking
A basic checking account that is easy on your wallet.
- No minimum balance requirement
- No monthly service charge
- Free online banking
- Free online bill pay
- Free e-statements
- Free Debit Card with Rewards (fees apply for point-of sale transactions)
- Free telephone banking
- Free First National ATM withdrawals
- 40 complimentary standard personalized checks on your first order
- Free Debit card rewards
- Charges for foreign and international ATM transactions and POS transactions
Budget Checking
A budget friendly checking option for your day-to-day.
- Free online banking within transaction limit
- Free online bill pay within transaction limit
- Free e-statements
- Free telephone banking within transaction limit
- 40 complimentary standard personalized checks on your first order
- Free Debit Card with Rewards
- Up to twelve free withdrawal transactions per statement cycle
- Up to twelve free ATM withdrawal transactions per statement cycle
- Up to twelve free point-of-sale purchases per statement cycle
- Fees apply in excess of twelve debit transactions per statement cycle including checks, drafts, ATM withdrawals, POS transactions, ACH debits and telephone transfer debits. Please speak to your banker for a copy of our fee schedule.
Let's Get Started
*Fees may apply. Please speak to a branch representative for complete details or for a copy of our personal banking fee schedule. Certain fees may be assessed by our or other financial institutions or retail establishments for use of their ATMs.