Personal Checking
First National has checking options to meet your banking needs and your budget.
Personal CheckingPersonal Money MarketPersonal SavingsSaving for Retirement & EducationDeposit RatesLendingDigital Banking ServicesDebit CardsSafe Deposit Box Services
Features & Benefits
Regular Checking
An easy to manage checking account with all the features you need.
- Low minimum balance of $1,000 to avoid monthly service and transaction charges
- Free online banking
- Free online bill pay
- Free e-statements
- Free telephone banking
- Free email alerts
- Discount available on safe deposit box rentals
- Debit card rewards
- Overdraft protection available (subject to credit approval)
Free Checking
A basic checking account that is easy on your wallet.
- No minimum balance requirement
- No monthly service charge
- Free online banking
- Free online bill pay
- Free e-statements
- Free telephone banking
- Free First National ATM withdrawals
- 50 complimentary checks on your first order
- Debit card rewards
- Charges for foreign and international ATM transactions and POS transactions
Budget Checking
A budget friendly checking option for your day-to-day.
- Free online banking
- Free online bill pay
- Free e-statements
- Free telephone banking
- Free email alerts
- Debit Card rewards
- $3.00 charge per month
- $3.00 charge for up to 8 electronic debits
- $12.00 charge for over 8 electronic debits
- $0.70 charge per check for over 12 checks
- Inactivity fee
Let's Get Started
*Fees may apply. Please speak to a branch representative for complete details or for a copy of our personal banking fee schedule. Certain fees may be assessed by our or other financial institutions or retail establishments for use of their ATMs.