Personal Checking
First National Bank has checking options to meet your banking needs and your budget. Experience the difference we bring to our customers.
Personal CheckingPersonal Money MarketPersonal SavingsSaving for Retirement & EducationDeposit RatesLendingDigital Banking ServicesDebit CardsSafe Deposit Box Services
Features & Benefits
Regular Checking
An easy to manage checking account with all the features you need.
- Low minimum balance of $1,000 to avoid monthly service and transaction charges
- Free online banking
- Free online bill pay
- Free e-statements
- 40 complimentary standard personalized checks on your first order
- Free Debit Card with Rewards (fees may apply for point-of sale transactions)
- Free telephone banking if minimum balance is met
- Discount available on safe deposit box rentals
- Overdraft protection available (subject to credit approval)
Basic Checking
A basic checking account that is easy on your wallet.
- No minimum balance requirement
- No monthly service charge
- Free online banking
- Free online bill pay
- Free e-statements
- Free Debit Card with Rewards (fees apply for point-of sale transactions)
- Free telephone banking
- Free First National ATM withdrawals
- 40 complimentary standard personalized checks on your first order
- Charges for foreign and international ATM transactions and POS transactions
Budget Checking
A budget friendly checking option for your day-to-day.
- Free online banking within transaction limit
- Free online bill pay within transaction limit
- Free e-statements
- Free telephone banking within transaction limit
- 40 complimentary standard personalized checks on your first order
- Free Debit Card with Rewards
- Speak to a banking representative for further details on this account
Personal Advantage Checking
A checking account that earns interest on your balances.
- Minimum balance of $3,000 to avoid monthly service charge and transaction charges
- Unlimited check writing
- Free online banking
- Free online bill pay
- Free e-statements
- 40 complimentary standard personalized checks on your first order
- Free Debit Card with Rewards (fees may apply for point-of sale transactions)
- Free telephone banking if minimum balance is met
- Discount available on safe deposit box rentals
Let's Get Started
*Fees may apply. Please speak to a branch representative for complete details or for a copy of our personal banking fee schedule. Certain fees may be assessed by our or other financial institutions or retail establishments for use of their ATMs.